January 28, 2015
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“I Want to Save More Money” – 5 Basic Questions to Ask Yourself

It’s not simply enough to say that you want to “save more money”. Money has a way of disappearing from your bank account and wallet so quickly if you don’t keep track of it. If you want to save more … Continue reading

October 1, 2014
Comments Off on Budgeting Steps to Savings -Buying the Best You Can Afford…Without Going Broke

Budgeting Steps to Savings -Buying the Best You Can Afford…Without Going Broke

Cheap stuff is cheap for a reason. For me, I’d much rather buy a higher quality item than something made cheaply. I use the word “cheap” as something that is inexpensive and also of lesser quality. I know there are … Continue reading

August 4, 2014
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Budgeting Steps to Savings – Why Do We Pay Everything With Credit Cards?

One of the things that you’ll read in many of the budgeting advice articles is that you should be paying cash for items and not to use credit cards. And that is totally true when you are first adjusting to your … Continue reading

August 1, 2014
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Budget Round Up Challenges and Cheers – Month #1

End of the month…Time to pull out the calculators and see how we did with savings and budgeting this month! Challenges- For me personally, this was a challenging month to save. My husband and I are traveling to Europe this … Continue reading

July 14, 2014
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Budgeting Steps to Savings – Learning to Live Without

Certainly never an easy topic. Learning to live without. It probably feels better to think, I’ll just “Learn to live with less“. And that’s definitely the place to start! I’ve used the analogy of dieting in comparison to budgeting before. … Continue reading

July 7, 2014
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Budgeting Steps to Savings – Realistic Ways of Cutting Back in Your Budget

It’s not always fun to cut back, but if you have a set goal in mind, then cutting back in your budget can be a game and less of a bummer. If it’s time for you to figure out where you can … Continue reading

June 30, 2014
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Budgeting Steps to Savings – Coming up with your “True” Budget

  We all have those numbers in our head. They aren’t exact because, well things fluctuate month to month. You know approximately what you earn each month. An idea of what you spend each month. A soft number of whatever is … Continue reading

June 30, 2014
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Budget Worksheet #2

SAVING UP FOR DISNEY Budgeting Step 2 – What is your “True Budget”? Log for at least three consecutive months to get an accurate feel of spending patterns Income   ­­­­­­­­­­­­­____________ $ ______   ­­­­­­­­­­____________ $ ______   ____________ $ … Continue reading

June 17, 2014
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Budgeting Steps to Savings – How Much is This Vacation Going to Cost?

  Before we can even consider a trip across the country, I have to start at square one. There are two thoughts… How much money is this going to cost us? I have estimated that we will likely spend $5000 on … Continue reading